KIMBERLEY ANNUITY
Kimberley Annuities – Reliable Retirement Income in the Kootenays
Retiring in Kimberley? Life annuities in Kimberley offer a dependable way to turn your retirement savings into secure, guaranteed income. Whether you’re settling down in this alpine city or already enjoying the Kootenay lifestyle, a steady income stream is essential for long-term financial peace of mind. At Beaton Annuity Services, we help Canadians over 55 create reliable income plans designed to support a worry-free retirement.
Why Kimberley Residents Are Considering Annuities
With its mountain views, ski hills, and laid-back pace, Kimberley is one of BC’s hidden gems for retirement. But even in a serene location like this, retirees still face financial uncertainties—like rising costs, longer life expectancies, and market volatility. Annuities help solve those challenges by offering:
- Guaranteed income for life or a chosen term
- Freedom from investment market fluctuations
- Flexible payment options for individuals or couples
- Tax advantages for non-registered funds
If you want to enjoy everything Kimberley has to offer—without worrying about your income running out—an annuity may be a smart solution.
What Is an Annuity?
An annuity is a financial contract between you and an insurance company. You invest a lump sum—often from an RRSP, RRIF, TFSA, or personal savings—and in return, you receive guaranteed payments. These payments can be monthly, quarterly, or annual, depending on your preference.
- Life Annuities – income that lasts as long as you live
- Joint Life Annuities – ensures your spouse continues to receive income
- Term-Certain Annuities – fixed income for a specific number of years
- Indexed Annuities – payments that increase annually to help offset inflation
Who Should Consider an Annuity in Kimberley?
Annuities are ideal for retirees who want peace of mind and prefer simple, low-maintenance financial planning. If you’re concerned about outliving your savings or don’t want to manage market-based investments, an annuity could be the perfect fit.
- Are 55+ and nearing or already in retirement
- Want income that lasts a lifetime
- Lack a workplace pension and want to create your own
- Prefer financial certainty and predictability
- Want to ensure your spouse or partner is protected
Independent Annuity Advice from a Trusted Canadian Broker
At Beaton Annuity Services, we’re proud to offer personalized, independent advice for people planning their retirement in Kimberley and the East Kootenay region. John Beaton is an experienced annuity broker who compares rates and products from all major Canadian insurance companies to find the best solution for your needs.
Unlike banks or single-provider agents, we work solely for you—our client. Whether you’re investing $50,000 or several hundred thousand, we take the time to understand your goals and provide a clear, no-pressure explanation of your annuity options. We’ve worked with clients throughout the Kootenays, including Kimberley, Cranbrook, and Invermere.
Request a Free Kimberley Annuity Quote
Click here to get your free annuity quote — no pressure, no obligation. We’ll help you explore options and estimate how much monthly income your savings can generate.
For your peace of mind, you can verify Canadian insurance license credentials here.
Contact John Beaton at Beaton Annuity Services:
- Email: john@annuitybrokers.ca
- Phone (Lower Mainland BC): 604-535-2404
- Toll-Free: 1-800-667-8818
