WHERE DO I BUY AN ANNUITY IN MAPLE RIDGE?
Planning for retirement in Maple Ridge? Life annuities in Maple Ridge provide residents with peace of mind by offering guaranteed income, no matter how long they live. Whether you’re preparing to leave the workforce or are already retired, one of the most important financial decisions you’ll face is how to ensure your income lasts. At Beaton Annuity Services, we help individuals turn their retirement savings into dependable income for life.
Located between the Fraser River and the Golden Ears mountains, Maple Ridge is a beautiful and growing community for retirement. With a mix of nature, accessibility, and affordability, it appeals to both lifelong residents and newcomers looking for a quieter lifestyle. Retirement today is longer and more uncertain than ever. With volatile markets and rising costs of living, many Maple Ridge residents are choosing annuities for the following reasons:
- Predictable, guaranteed income
- Protection from market risk
- Options to protect your spouse
- Tax efficiency for non-registered investments
Annuities provide a secure financial foundation, letting you focus on enjoying your retirement instead of worrying about your money. An annuity is a financial product issued by a life insurance company. You invest a lump sum, using funds from an RRSP, RRIF, or non-registered account and in return, receive regular income payments. These can continue for a set number of years or for the rest of your life.
- Life Annuities - income that lasts for your lifetime
- Joint Life Annuities - payments continue to your spouse after your passing
- Term Certain Annuities - fixed payments for a specific period
- Indexed Annuities - payments that increase annually to help with inflation
Annuities are ideal for Maple Ridge retirees who want stability and a hands off approach to income planning. They're especially useful if you don’t have a workplace pension or want to supplement government benefits like CPP and OAS. You might benefit from an annuity if:
- You’re 55 or older and want to secure retirement income
- You prefer guaranteed returns over market exposure
- You want to ensure your spouse or partner has continued income
- You'd like to simplify your financial life in retirement
- You want to make sure your essential expenses are always covered
At Beaton Annuity Services, we specialize in helping retirees choose the right annuity to match their goals. John Beaton is an experienced, independent annuity broker who shops the Canadian market to find the best annuity rates and products for each client. Beaton Annuity Services serves clients throughout the Lower Mainland, including Maple Ridge, Pitt Meadows, and Mission. Unlike single company agents, we work with all major Canadian insurance providers, so you can trust that our advice is unbiased and in your best interest. We take the time to understand your needs and explain your options clearly, with no pressure and no jargon.
REQUEST A FREE ANNUITY QUOTE WITH UP TO DATE BEST RATES
Click here to get your free annuity quote - no obligation, just a personalized projection based on your savings, age, and retirement goals.
For peace of mind, you can also verify John Beaton's insurance license credentials here.
Contact John Beaton at Beaton Annuity Services:
- Email: john@annuitybrokers.ca
- Phone (Lower Mainland BC): 604-535-2404
- Toll Free: 1-800-667-8818
